Specialist cover catered to your circumstances
We offer a multitude of services to cater to your insurance needs. Our comprehensive coverage aims to tailor your insurance policies to your personal needs. Our services include Contractors All Risk Insurance, Plant All Risks Insurance, Directors and Officers Liability Insurance, Professional Indemnity Insurance, Stand Alone Broad Form Liability Insurance and Cargo-Marine Insurance.
Contractors All Risk Insurance
What Is Contractors All Risk Insurance?
Contractors All Risk insurance provides comprehensive coverage for building and civil engineering projects. It protects against risks of physical loss or damage to construction works, machinery, or equipment during the course of construction. It also includes third-party liability for damages or injuries caused during the project.
This policy is designed to safeguard contractors, subcontractors, and project owners from unforeseen incidents that may occur during construction, such as accidental damage, fire, theft, or natural disasters. Contractors All Risk insurance typically includes two sections: one covering property damage and the other covering third-party liability.
Why Is It Important?
Construction sites are unpredictable, with risks ranging from theft and fire to natural disasters. CAR insurance ensures your project continues smoothly, even in the face of unforeseen events.
What do we do?
At KPC Brokers, we work closely with contractors to tailor Contractors All Risk insurance policies to fit the scope and scale of their projects. Whether it’s a single construction site or multiple locations, we ensure comprehensive coverage that mitigates your risks effectively.
Plant All Risks Insurance
What Is Plant All Risks Insurance?
Plant All Risks insurance provides protection for machinery and equipment used in construction or industrial operations. The coverage for this insurance option includes accidental damage, theft, and loss, applicable when the equipment is either in use, in transit, or stored. As such, it ensures your machinery or equipment is well-covered every step of the way.
This policy is crucial for industries reliant on machinery and equipment, as it ensures financial protection against unexpected incidents that could potentially halt operations. For example, theft of equipment stored at a remote location or a crane damaged during transportation to a new site.
Why Is It Important?
Your equipment is the backbone of your operations. This policy minimises downtime and financial loss, keeping your business moving. Unforseen circumstances are out of your control, but by getting this insurance, you will mitigate your risks and can have peace of mind should disaster strike your operation.
What do we do?
KPC Brokers will craft Plant All Risks policies that address the unique needs of your operations. We provide expert advice on insuring your equipment for maximum operational continuity and minimum downtime.
What KPC Brings To The Table
We pride ourselves on our transparent, honest and above all, speedy service delivery. We’re not fans of the call centre approach to insurance and prefer to make sure that our clients can deal with our team directly, as and when they need to. All of our clients get individual attention and tailored packages that meets their specialist insurance needs.
Tailored Coverage
We know that no two clients are the same and so we make sure to tailor our specialist insurance to suit the scale and nature of your needs
Risk Assessment Consultation
We offer a preliminary assessment to identify your unique risks. Call our office directly or message us on WhatsApp and speak to one of our insurance specialists directly.
Claims Support
Our dedicated team will guide you through the claims process. We are not a passive insurance broker. We fight in your corner.
Directors and Officers Liability Insurance
What Is Directors and Officers Liability Insurance?
Directors and Officers Liability insurance protects the personal assets of company directors and officers in case of legal action for alleged wrongful acts committed in their managerial capacity.
In today’s regulatory environment, directors and officers are increasingly exposed to lawsuits from shareholders, employees, regulators, or other stakeholders. Directors and Officers Liability insurance covers legal fees, settlements, and judgments, ensuring personal financial security for key decision-makers.
Why Is It Important?
With increasing scrutiny on corporate governance, directors and officers face rising risks of lawsuits. This coverage safeguards their financial security and your organisation’s reputation.
What do we do?
At KPC Brokers, we help companies safeguard their leadership by providing tailored Directors and Officers Liability insurance policies. Our expert team assesses your organisation’s risk exposure to offer comprehensive solutions that protect your decision-makers.
Professional Indemnity Insurance
What Is Professional Indemnity Insurance?
Professional Indemnity insurance covers businesses and professionals against claims arising from errors, omissions, or negligence in the services they provide to clients.
Mistakes happen, and when they do, they can lead to significant financial and reputational damage. We cover you in industries like legal, engineering, consulting and more. Professional Indemnity insurance offers coverage for legal costs and compensatory damages, ensuring professionals can focus on their work without the constant worry of litigation.
Why Is It Important?
Professional Indemnity insurance protects you financially, letting you focus on your work instead of worrying about costly lawsuits and reputational damage.
What do we do?
KPC Brokers partners with businesses across industries to design Professional Indemnity insurance plans that mitigate the risks of professional liability. We ensure you’re equipped with the right coverage to protect your business’s reputation and finances.
Need Business Insurance?
Business Insurance
Our clients aren’t insurance experts and they don’t need to be because they know we are. Us looking out for you means you’ll spend less time doing insurance and more time doing business. Whether you simply enquire online or call our team directly, you’ll get everything you need and nothing you don’t.
Quick Answers
I have a big portfolio with different insurers, how can you assist?
We have multiple agencies with various insurers with all facets of business and personal insurance who can assist us to structure your policy. We are independent so you can choose and we can advise which insurers will be best for you!
I have a policy I really like but I’m just not getting the service I need. Can KPC help me?
Great! We can happily assist you in getting better service through our agreements and relationships with multiple insurers.
Do I have to pay my insurance premiums annually?
You can pay monthly via debit order or annually with 95% of all the insurers we have agencies with, let us know what works for you!
I don’t claim much, if at all, can this help my premium?
Yes! If you have a low claims history it will help your premium. If you are prone to claiming, maybe try a higher excess for a lower premium? Some personal policies even have zero basic excesses and even some of our business policies too!
I hate a dealing with call centres, do you have a call centre?
Us too! Our phones will never be answered by a call centre and only by a staff member. You only deal with our office and we handle the rest.
Start With A Free Household Insurance Quote
Cost isn't everything but we know it is a consideration when looking for household insurance cover, so leave your details & our team will call you back within 48 hours.
Happy KPC Clients
"I want to thank you most sincerely for all your assistance with process our claim. I was pleasantly surprised to see you being so proactive in following up with the dealership. Insurance is such an important aspect of our lives and it is extremely comforting for my husband and I to know we are in such capable hands!"
"Thank you very much for making the arrangements for my Mom’s car to be delivered. I’ve spoken to Conrad (at Jocks) and the car will be delivered to my Mom by Monday. The rental car was collected this morning. We greatly appreciate your assistance with the entire process. It has been a pleasure dealing with your team."
"I would just like to say thank you so much for all your assistance with regards to our claims. You guys are extremely professional, friendly and always willing to go the extra mile. Your team is a pleasure to work with and I wouldn’t hesitate in referring your insurance company to my friends and colleagues."
Let's Talk Business!
Send A Message
If you're not ready to chat to our team on the phone yet, send us a message with your insurance related query and we'll get back to you with an answer as soon as we can.